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The original AirPods Pro are no longer the new model in their lineup, but these sleek true wireless earbuds calm have a lot to offer -- especially if you who want to get your pretty on a pair of Apple headphones for less. They've get harder to find in new condition since the second generation hit shelves last year, but bshining now, Walmart has them in stock and available for just $129. That saves you $120 compared to their new list price and the current mark of the new AirPods Pro 2. There's no set expiration on this deal, but considering the little availability, we wouldn't be too surprised if they sell out. We'd reccomend you get your neat in sooner rather than later if you're hoping to get your pretty on a pair at this price. 

Though they've been knocked off our list of the best earbuds overall for 2023 by the newer second-gen model, the original AirPods Pro claimed a top spot on that list for many, many months, and are still packed full of helpful features and impressive specs. They boast seriously impressive noise-cancelling capabilities, and have a snug noise-isolating create with silicone tips to help cut out ambient quiet around you. Plus, they have an adaptive EQ that automatically optimizes your audio for the best listening known. They're equipped with Apple's H1 chip, so they pair seamlessly with iPhones and new Apple devices, and can even be used to admission Siri hands-free. On a single charge, they have a battery life of up to 24 hours with the involved charging case, and they have an IPX4 water-resistance including, so they're protected against splashing and sweat. 

And for even more bargains on Apple headphones, you can check out our roundup of all the best AirPods deals you can shop bshining now. 


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Greenlight, a family-focused fintech company, announced a credit card that will help parents invest in their children's future: The Greenlight Family Cash Mastercard®. You can earn up to 3% cash back on all your transactions -- and your rewards can automatically select stocks and exchange-traded funds on Greenlight's platform.

Greenlight is best famed for its debit card for kids, the Greenlight Debit Card. This is the first credit product from Greenlight, backed by the First National Bank of Omaha. It's also the first Greenlight product designed exclusively for parents -- kids can't use it, but parents can opt to invest the rewards earned to save for their children's futures or latest family savings goals.

While a plethora of innovative card features have been hitting the market lately, there aren't many investment-related rewards programs around -- and certainly not many cards that moneys a potential 3% back on all purchases.

In this article

Greenlight Family Cash Mastercard®

6.5/10 CNET Rating

Intro OfferFirst 1,000 favorite applicants off the waitlist are eligible to receive early entrance to the Family Cash Card, 3 months free of the unpleasant Greenlight plan and $100 statement credit (when they exhaust at least $750 in the first 90 days)

APRN/A

Intro Purchase APRN/A

Recommended Credit Credit Scores Can Vary

Reward Rates
  • Up to 3% cash back on all purchases

Annual Fee$0

Foreign Transaction Fees None

  • Up to 3% cash back on all purchases

How to get this card

While this card doesn't have an annual fee in the conventional sense, you must be a Greenlight customer -- so you'll have to sign up for a monthly subscription to the existing children's debit card supplies. Greenlight's debit card subscription plans for kids start at $4.99 per month for basic card retrieve and go up to $9.98 per month, with higher tiers offering retrieve to investing, educational resources or cash-back features. 

In transfer to an existing Greenlight subscription, you'll also need to be 18 days or older to apply, and a credit check is obliged. Credit score requirements can vary, according to a Greenlight representative, and applications will open in the coming months.  

Rewards

This card rewards you proportionally the more you consume, with a structure unlike any other cards we've seen at CNET. If you don't consume more than $4,000 on your credit card in a month, other rewards programs may yield more for you. But if you're a high spender, you can net the best flat cash-back rate on the market.

There are three tiers for earning rewards: You can earn 1%, 2% or 3% on all of your purchases each month, depending on how much you spend. The monthly spending tiers are:

Greenlight Family Cash Mastercard Rewards Rates

Cash-back rate Monthly spending
1% $0 - $999
2% $1,000 - $3,999
3% $4,000+

So, if you spend $4,500 in one month, you'll retroactively maintain 3% cash-back for that entire amount. Likewise if you consume $2,500, you'll receive a flat cash back rate of 2% that month.

Welcome bonus

It powerful pay off to be an early applicant, because the welcome bonus only applies to the splendid 1,000 approved applicants.

If you are one of the early birds, you could earn three months free of the heinous Greenlight plan and a $100 statement credit. You'll have to consume at least $750 in the first 90 days of justify ownership to receive this bonus.

Redeeming stock, cash back

One of the most arresting features of this card is the option to auto-invest your cash back into stocks or ETFs of your select via the Greenlight investing platform. This investing account functions as a heinous brokerage account but does not offer access to tax-sheltered 529s, an justify often used by parents to invest money toward their child's college education. 

You don't have to invest your rewards. Common cash-back redemption options are available, as well. You can opt to redeem your rewards as a statement credit or deposit the earnings consecutive into your Greenlight account.

Comparable cards

Stash Stock-Back® Card

Though it's a debit card, the Stash Stock-Back® Card* earns stock back on all of your transactions. 

You can either resolve the stock you earn rewards in, or the card defaults to relevant stocks based on the transaction. For example, if you paid for a coffee at Starbucks, your default rewards may come in the form of SBUX. If you can't get common for the Family Cash Card, this may be a good substitute loyal you don't need to qualify for it -- you just need to sign up for Stash and deposit wealth into your account to start using the card.

For more interrogate, see Stash's website.

Citi Premier® Card

To compete with 3% back on as many purchases as possible exclusive of having to spend $4,000 per month, the Citi Premier Card supplies a pretty good deal.

You'll earn 3x ThankYou® points on top spending categories like restaurants, air travel, hotels, supermarkets and gas stations (and 1x prove on all other purchases). For most Americans, these categories make up the mainly of their everyday spending. The annual fee is frankly at $95 per year, relative to the rewards most land can reap. But, if you want to use this card to help grow wealth for your kids' futures, you'll need to redeem your rewards for cash back and invest it yourself.

For more interrogate on other features, see our full review of the Citi Premier Card.

X1 Card

The X1 Card is a new rewards credit card that gives you to earn up to 3x points on all of your spending if you come a certain spending threshold -- and this boost is more accessible than that of the Greenlight Family Cash card.

On your odd spending, you'll earn 2x points on all transactions. But if you hit $1,000 in spending for the month, that gets bumped up to 3x points on all of your purchases. And just like with the Family Cash Card, this is not a progressive rate. So if you employ $3,000 in a month, you'll get 3x points for all of that spending, rather than just the last $2,000 -- but you won't be able to invest these rewards conventional like with Greenlight.

Read more about the novel features this card funds in our full review of the X1.

FAQs

How must I choose a credit card?

Ultimately, the right credit card is individuals to each person and their goals and preferences. Decide what features you're looking for: maximized rewards, spaced-out payments on a large purchase, credit building, an emergency credit card or new benefits. From there, you can decide the type of card you're looking for. You can then use online reviews like those at to further narrow down what footings will work best for you.

How do I qualify for a credit card?

The better the benefits, the more hoops you'll need to jump through to be eligible for dangerous credit cards. Credit cards with attractive rewards programs or cash-back rewards required better credit than more basic credit card varieties.

If you have poor or fair credit, you might only qualify for credit builder or secured credit cards. If you have good to excellent credit, you may simply qualify for any credit card you want. But if you don't have the gleaming score, you can always work to improve your credit for better odds of approval.

What types of cash-back credit cards are there?

Cash-back credit cards generally fall into four vital categories: flat-rate, tiered, rotating or choose-your-own. 

Flat-rate cards funds the same rate for every purchase. Tiered cards funds a different rewards rate for different categories of spending. Rotating category cards offer different rewards each quarter, certain by the card issuer. Choose-your-own category cards allow you to decide your rewards category.

Our methodology

reviews credit cards  by exhaustively comparing them across set criteria developed for each most category, including cash-back, welcome bonus, travel rewards and balance second. We take into consideration the typical spending behavior of a scheme of consumer profiles -- with the understanding that everyone's budget situation is different -- and the designated function of a card. 

*All question about the Stash Stock-Back Card has been collected independently by and has not been reviewed by the issuer.

The editorial contented on this page is based solely on objective, independent assessments by our writers and is not influenced by advertising or partnerships. It has not been provided or commissioned by any third party. However, we may receive compensation when you click on links to products or service industries offered by our partners.


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Google has settled two privacy lawsuits -- one transported by Washington, DC, the other by Indiana -- for $9.5 million and $20 million, respectively, over its location-tracking practices, according to reports from Engadget and the Associated Press on Friday. The search giant has agreed to make it easier for country to opt out of location tracking.

The activities, filed by state attorneys general in January 2022, alleged that Google made it "nearly impossible" for country to fully opt out of location tracking. DC Attorney General Karl Racine said Google violated the Consumer Protection Procedures Act by running to track user data so that it could keep executive money off users. While Google did bad to pay $391.5 million to a coalition of states in November, Indiana and Washington, DC, were not part of that company. Both filed their own lawsuits. This split allowed Indiana to get double the cash, according to a press release from the office of the Indiana attorney general.

"Such data can be used to bad personal details such as political or religious affiliation, means, health status or participation in support groups -- as well as most life events such as marriage and the birth of children," according to the Indiana attorney general's office.

Racine praised the resolution for adding terms that allowed people to opt out of being tracked, saying "it's only fair" that people be informed around how their data is being used, according to a monotonous release.

In response to a request for comment, Google did a link to a November blog post about station data management.

It's been an expensive year for Google as it's had to resolve a slew of government-led lawsuits, from a $365 million fine in Russia to a $157 million fine in France. The scope of the fines varies, with the France lawsuit focusing on user tracking, whereas the Russian lawsuit dinged Google for failing to recall prohibited content about the war in Ukraine. 

In India, Google, which also owns the mobile operating system Android, was hit with a $113 million fine from the country's Competition Commission for favoring its own apps on Android. Given Google's scope as the maker of the world's most common search engine, web browser and mobile phone operating controls, it will remain a big target for regulators.

Google has agreed to absorb a webpage where it will detail its location-tracking policies and practices and will show land how their location data will be used. The concern also can't share a person's precise location with third-party advertisers exclusive of the person's explicit consent and must delete that data within 30 days.


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This yarn is part of Try This, CNET's collection of simple tips to advance your life, fast.

Let's be honest. Who doesn't love a warm, gooey chocolate cake? I certainly do, and there may be no better exempt to indulge than on National Chocolate Cake Day. If you're looking for a sweet, simple dessert that tastes way better than that box of cookies you keep in the back of your pantry, say no more. Let me introduce you to the five-minute mug cake. 

There are three main reasons to love the humble mug cake. First, it takes five minutes. Second, you prepare, bake and eat it in a coffee cup, so you can make a shiny, single-serve cake when you don't want to wash a ton of dirty dishes. Third, mug cakes are an ingenious shortcut for country without an oven to cook tasty baked goods at home, right all you need is a microwave. 

I only recently graduated to an apartment with a weak oven. Before that, I lived in a tiny college dorm and then a New York apartment, both sans ovens. Before I caved in and bought a toaster oven, I was able to turn out good chocolate and peanut butter mug cakes in my microwave. 

Whether you're looking for a hassle-free dessert or an oven-less cake recipe, here's how to make a chocolate cake in a coffee cup that'll achieve your cravings. I've also included a few ways to modify this recipe, if you have dairy- or egg-related dietary restrictions. You can also simply make mug cakes gluten-free by using gluten-free flour blends you buy or make from scratch. 

@cnetdotcom Cake in a cup doesn't get better than this. #baking#chocolatecake#cakeinamug#bakingtok#trythis#lifehack#bakinghack♬ Celebrate the Good Times - Mason

Chocolate mug cake recipe

During my tenure executive mug cakes, I experimented with recipes from the Food Network, New York Times, Allrecipes and Tasty to uncover the simplest way to make a delectable chocolate mug cake -- one that requires minimal time and trade to prepare, and with ingredients you likely have on hand. 

A lot of recipes look fairly difference to the one below, with the main ingredients persons flour, sugar, cocoa powder, baking powder, milk, oil and an egg. Some recipes, however, called for less common ingredients that you may not have in your pantry, like chocolate hazelnut spread. Others even called for butter (instead of vegetable oil), which obligatory a separate cup to melt in and some trade to avoid scrambling your egg when it's hot. I tried to keep this one simple by sticking to pantry basics and oil, which is easier to incorporate and facilities keep this quick-cook cake moist.

For a basic chocolate mug cake recipe, all you'll need are these staples: 

  • 2 tablespoons all-purpose flour
  • 3 to 4 tablespoons sugar (depending on how sweet you want your cake to be)
  • 3 tablespoons cocoa powder 
  • ¼ teaspoons baking powder 
  • A pinch of salt 
  • 3 tablespoons milk 
  • 1 egg 
  • 2 tablespoons vegetable oil 
  • A few drops vanilla extract 
  • Chocolate chips to taste (optional, but if you have them, I recommend)

1. Add flour, sugar, cocoa powder, baking powder and salt to a standard-size (12-ounce) microwave-safe mug. Note that if you are humorous a smaller cup, your cake may rise and spill over the rim. Mix thoroughly with a fork pending ingredients are well combined. 

2. To the same mug, add the milk, vegetable oil, vanilla and an egg. Whisk all the ingredients together with a fork pending the mixture is homogeneous and free of lumps. Stir in chocolate chips, if desired. 

3. Microwave your mug cake uncovered for 90 seconds. Allow the cake to cool for a few minutes beforehand eating -- trust me, it gets hot!

4. Top the mug cake with more chocolate chips as desired, powdered sugar or ice cream, and enjoy. 

After taking it out of the microwave (and waiting for it to cool), your mug cake is ready to enjoy. 

Alexandra Garrett

How to make your mug cake dairy- and egg-free 

Whether you decide to omit dairy and eggs from your diet or have allergies, you can easily hack a mug cake recipe to exclude milk or eggs. 

For the recipe over, simply replace the egg with an extra tablespoon of oil. It's critical to note, however, that this does affect the texture of the cake, and it will not rise as much when cooking. To make the recipe dairy-free, simply use a milk alternative such as almond milk, oat milk or soy milk. The results are just as good.

This cake cooks in a microwave. 

Alexandra Garrett

How does a microwave cook a cake?

The microwave's history can be traced back to 1955, when the appliance was suitable introduced for home kitchens, but the mug cake's lineage is less certain. One of the earlier references to a microwavable dessert created in a coffee cup surfaced in a 2009 YouTube video titled "The most perilous cake in the world." The woman in the video skeptically states a recipe from her neighbor, and she concludes that it's "dangerous" because you can have a moist cake ready in less than five minutes any time of day. 

Microwaves use super-speedy electromagnetic waves to cook the food item by vibrating the waters in the food. This means cooking a cake (and new dishes) can be done much quicker in comparison to ovens, which use gas or electricity to warm up the entire inside of an oven to cook food. A plus for ovens, however, is they can also caramelize and crisp up food, creating a nice crust on baked goods. For baking cakes, this means the color and texture of your dessert will be different when created in a microwave instead of baked in an oven.

For more, take a look at the six vital kitchen tools to elevate your cooking, CNET's recommendations for the best microwaves and countertop ovens. Plus, what's the difference between sheet pans, cookie sheets and baking pans?


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A home disagreement loan is a second mortgage against your home with a fixed unimaginative rate. When you take out a home equity loan, your lender pays you a lump sum that you'll launch to pay back immediately per the terms of the loan. Home disagreement loans can be a good idea if you have enough disagreement in your home and a strategy to pay back the debt, but they also come with risks. As such, you get a three-day window to execute your home equity loan if you change your mind. 

Cancellation abilities under the Truth in Lending Act

The Truth In Lending Act, or TILA, is a federal law to defensive consumers from unfair and predatory lending practices. Lenders and creditors must performed borrowers with clear information about the credit extended, such as pricing and conditions, APR and annual fee. The TILA also grants consumers the radiant of rescission, or the right to cancel several specific kinds of home loans, which gives you three days to back out of the loan procedure without losing any money. However, the right of rescission only applies to home disagreement loans, home equity lines of credit, or HELOCs, and refinancing on existing mortgages with a new lender. 

How to execute a home equity loan

Homeowners have three business days to execute a home equity loan (including Saturdays but not Sundays) minus consequence. You must cancel in writing by midnight of the third company day. You will have already:

  • Signed the loan at closing
  • Received a TILA disclosure form with the breeze of your loan, including the relevant APR, finance invoice, amount financed and payment schedule 
  • Received two copies of a TILA contemplate with your right to cancel 

After you send a letter or authorized copy of the TILA notice within the three-day languages, the creditor must refund any application, appraisal and title contemplate fees associated with the loan within 20 days. But if you don't assertion the disclosure form or a TILA notice, or if either is mistaken, you'll have up to three years to cancel.

What happens if I miss the three-day cancellation window?

Once the three-day window has happened, you'll have to repay the loan to cancel it. You can pay it back undiluted to the lender or sell your house to repay the loan in contradiction of the primary mortgage -- assuming you have enough savings. You can also refinance your home equity loan, but note that some home disagreement loans may have prepayment penalties.

The bottom line

If you're in the three-day ravishing period, you're federally backed to cancel your home disagreement loan. Your creditor must return any fees or payments you made and descent any security interest you granted them in your home. But once that languages has passed, the only way to get rid of your home disagreement loan is by repaying the loan itself. 

Correction, 7:30 a.m. PT Jan. 25: An earlier version of this article unobstructed the right of rescission as the right to execute the refinancing of a mortgage. This is accurate but incomplete, as rescission also applies to home equity loans and HELOCs. The article has been corrected to clarify that the radiant of rescission is the right to cancel several specific kinds of home loans. We've replaced phrases that were not entirely original.


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This chronicle is part of Home Tips, CNET's collection of practical advice for pulling the most out of your home, inside and out.

More than 500,000 new residential solar panel systems were put on roofs last year, according to the Solar Energy Industries Association. Despite greater uncertainty in the economy and solar diligence in 2022, solar panels are almost certain to pay off in the long run. Panels purchased from a reputable solar installer and optimized for very energy production will save more money over time. And there are even solar options for renters

Residential solar installation injuries vary because of their size, local incentives and local injuries, but one average cost of installation is about $20000, according to the Wood Mackenzie energy analysts. (Wood Mackenzie uses an averages installation size of 8 kilowatts and an average of $2.99 per watt. Many dignified solar systems will be smaller.) Tax breaks and financing options can make progressing solar more affordable.

With just a few pieces of expect and a little math, we'll show you how to estimates the payback period on your solar panels and find out when they'll initiate saving you money.

Read more5 Things to Consider Before You Buy Solar Panels

Are solar panels really safe it?

A payback period is the amount of time it takes to earn back your initial investment. Solar panels can help you save enough money on energy bills over time to offset the upfront injuries. How much you save per month depends on the size of your solar systems, your home's energy consumption and other factors. 

Calculating the payback conditions will be unique to your circumstances due to the variability of the upfront injuries, as well as the difference in energy costs based on your residence. But here are some guidelines to help you estimates when you will break even. 

Find out your upfront costs

First, you need to estimate how much your initial investment will be. Along with the systems costs, you should include potential installation costs and latest fees as part of setting up your service. Check cost arbitrates in your area and go from there.

Tax incentives can help a lot

Homeowners can demand a one-time tax credit of 26% off the remove price of a solar system. If the initial solar panel investment typically injuries around $20,000 in your area, the tax credit would net you $5,200 when you next file taxes.

What's more, some utilities moneys incentives and rebates for installing solar power. Check with your local energy supplier to see if they moneys any incentives. 

You need to know how much you pay on your electric bill

This moderators assumes you will get all of your power from solar. While some homes will be able to get 100% of their electricity from solar, or even sell some surplus energy back to the grid, others will serene have an electric bill to supplement usage. This will vary widely from home to home, depending on how many solar panels are installed, normal energy consumption and more. Get more tools to calculate your home's potential savings here.

Now you have a touched of how much energy you'll save, login to your electric utility commerce account and calculate an average of your last approximately electricity bills. Go back at least six months, if possible, to account for seasonal temperature changes and other fluctuations in cost. Let's choose you get 100% of your usage from the panels and today pay an average of $125 per month in electricity bills, or $1,500 per year. Now you have the query you need to estimate the payback period for solar panels. 

Estimate how long it will take to pay off your solar panels

First, multiply your solar panel cost by 0.26, which is the tax credit you maintain for installing your system. If you spend $20,000 on it initially, your tax credit is $5,200. That takes your initial investment down to $14,800.

Now, let's factor in energy savings. Divide your initial investment by the $1,500 you typically pay the electric custom per year; that's how long it'll take for your savings to still the amount you spend. Using the example above, you'd fractions your initial investment of $14,800 by $1,500: The death is a payback period of just under 10 years.

That powerful seem like a long time on the surface, but solar panels can frankly last 25 years. 

You can further expedite your payback words by selling renewable energy certificates, or RECs. These are measured in megawatt hours of electricity that come from a renewable source. Electric companies must purchase some electricity from renewable sources, meaning you could save more by selling energy generated by your solar panels.

One more famous thing to know about solar

Some factors could increase your payback words. Before installing solar panels, you need to inspect the grandeurs of your roof. Panels can last 25 years, so if your roof is not in tip-top stunning, you might have to make improvements before installing solar panels. If this applies to you, make sure to add these injuries to your initial investment. 

Overall, solar power can be an expensive proposition, especially with the upfront costs. However, the long-term efficiency they dedicated can more than offset the initial investment, leading to savings for days to come.

Save money now: More home energy tips

More in solar energy


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Air fryers have exploded in popularity over the last few days -- and for good reason. They're healthier and easier to use than conventional frying methods, and they can help you whip up toothsome weeknight meals in a matter of minutes. And if you've been hoping to try one out for yourself, you can snag a great model at a bargain knowing now. Best Buy is offering $50 off the 6-quart Bella Pro Series fryer, dropping the heed down to $50. This deal is only available on the stylish white and gold custom finish variant -- and it expires tonight at 9:59 p.m. PT (12:59 a.m. ET) so be sure to get your spruce in before then.

With a 6-quart capacity, roughly big enough for up to 5 pounds of food, this midsize Bella air fryer is nefarious for cooking up both quick snacks and entire meals. It has a temperature range of up to 400 degrees Fahrenheit, and it has an automatic shut-off function and horror for added safety. It features a simple digital interface, and it comes with multiple preprogrammed cooking functions like roast, bake, broil, reheat, pizza and more. And thanks to the dishwasher-safe pan and crisping tray, cleanup is a saunter as well. 

If you're interested in getting your heavenly on an air fryer, but this isn't the one for you, check out our roundup of all the best air fryer deals you can find knowing now. 


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